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This report from the American Enterprise Institute shares perspectives from students and parents about income-share agreements, a relatively new higher education financing tool designed to supplement or replace student loans. Among the questions explored in the report: Will students and parents be receptive to ISAs or prefer them to traditional student loans? What would a core market for ISAs look like? What features of an ISA do potential recipients like or dislike? What type of student or family might seek out an ISA or opt to use one?