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A new report explores the latest federal data on student loan delinquency and default. According to the study, students who are single parents, Black, first generation, independent, and who have family incomes below 200 percent of the federal poverty level are all less likely than their peers to graduate and more likely to default.
The report includes recommendations for policymakers to reduce financial hardship during repayment and keep borrowers out of default, as well as identifies priority areas for further study and action to reduce default.