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Skyrocketing average student debt is but one warning sign that our system has gone dangerously off course. Student loan defaults continue to rise even in a healthier post-recession economy, and many worry about the impact of student debt and high college costs on millennial economic security and the ability to earn enough to achieve a middle-class life. This problem has a class and a color: black students are more burdened with student debt, despite the fact that college often confers fewer benefits on them.