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Actions the federal government can take to address disparities in borrower outcomes and make higher education equitable for all include:
- Improve accessibility to disaggregated, publicly available borrower data.
- Maintain and strengthen student protections throughout the borrower cycle.
- Make borrower policy equitable and transparent from the outset and with clear default prevention measures.
- Improve access to need-based aid.
Read the full response from Lumina’s Federal Policy team to a request from U.S. Senators Cortez Masto, Harris, Jones, and Warren.