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As COVID-19 wreaks havoc on institutions and the students they serve, helping learners earn the credentials they need from the providers best suited to serve them will be a critical issue in determining how well and robustly the nation recovers. This working paper specifically calls for a federal stimulus to fund programs aimed at industry-valued skills, effectively creating a parallel higher education system with seamless credit transfer, the ability to pay for student learning outcomes, and a competency-based system untethered from the credit hour.