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Researchers estimate that more than six million students across the country have completed credits at postsecondary institutions that they cannot document due to past due balances.

A new report provides a roadmap on the underlying practices that create stranded credits and what can be done to address the issue. In addition to providing specific definitions of the terms and practices implicated in the creation of stranded credits, the report lays out in detail how stranded credits are created, why they matter, and what can be done to balance better the interests of institutions, students, and a modern economy that relies on postsecondary education for the development of a competitive workforce.