There are two Americas today: one for the college educated, and one for those without four-year degrees. Workers in these economies are worlds apart—the type of work they do, how they receive their pay, when they start their workday, and the benefits they get from employment are night and day.

College graduates have double the yearly income, four times the retirement savings, and four times the net worth of working-age, non-college Americans. Non-college workers are five times more likely to be in poverty and lack health insurance, and more likely to move because of economic trouble. There are four times as many working the night shift, and three times as many not working at all.

This report from Third Way offers a snapshot of the economic situation of college and non-college degree-holding Americans. The study focuses on individuals ages 25 to 64, the ages of people most likely to be in the workforce.