Reports tagged student loans

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Important Insights on College Choice and the Burden of Student-Loan Debt

Student borrowers are working hard to better their economic circumstances through higher education, but the choices they make about where to attend college and how much to borrow can have lasting effects, says this brief from the Center for American Progress. The study offers perspectives of borrowers, as well as several policy recommendations that it says can help minimize student-loan borrowing and make repayment more affordable. More »

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Is a Student Loan Crisis on the Horizon?

College tuition and student debt levels have been increasing for some time now, raising questions about whether the market for student debt is headed for a crisis. The authors of this report from the Brown Center on Education Policy at Brookings analyze more than two decades of data on the financial well-being of American households and conclude that, in reality, the impact of student loans may not be as dire as initially feared. More »

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Reports | Student Debt

Resetting the Trillion-Dollar Student-Loan Problem

As college costs rise, so too does the amount students are borrowing. A new report from the Center for American Progress reviews several proposals currently pending before Congress and recommends elements that need to be included in a plan to permit student-loan refinancing. More »


The Economic Case for Higher Education

Higher education is both a pathway to individual economic advancement and a key factor for improving intergenerational mobility, according to this report from the U.S. Department of the Treasury and the U.S. Department of Education. The report shows that without a degree, children born to parents in the lowest income bracket have a 45-percent chance of staying there as adults. With a degree, they have less than a 20-percent chance of remaining there. More »


Student Debt and the Class of 2010

Students who earned a bachelor’s degree in 2010 and used student loans to pay for their education owed an average of $25,250, up 5 percent from the previous year, says this report from the Project on Student Debt, from the Institute on College Access and Success. More »

Financial Aid

The Expansion of Private Loans in Postsecondary Education

This study from the National Center for Education Statistics finds that between 2003-2004 and 2007-2008, the percentage of undergraduate students who borrowed private student loans increased from 5 percent to 14 percent. More »


Delinquency: The Untold Story

Delinquency: The Untold Story of Student Loan Borrowing from the Institute for Higher Education Policy. To more fully capture the repayment difficulties that borrowers experience each month, data must look beyond just default, the report says. More »

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