The Current Landscape and Directions for the Future
July 15, 2021
The rising cost of college and the growing need for postsecondary education and training has generated great interest in free college tuition programs. Yet, many of these programs aim to serve recent high school graduates and little is known about the programs open to adults. This report from the American Institutes for Research examines free…
A College Affordability Compact for the Next Generation
July 8, 2021
A new report from Third Way says free college proposals create winners and losers among states. When coupled with a lack of political will to budget for free college in a narrowly split Congress, policymakers should pursue alternative solutions that are more socially equitable, economically efficient, and politically viable, the report states.
Nontuition Financial Barriers Are Derailing Low-Income Students’ Path to a College Credential—and a Shot at Economic Mobility
June 30, 2021
Every year, thousands of community college students in the City University of New York system drop out without earning a credential. Although some do so because of a lack of academic preparedness, this report from the Center for an Urban Future says that far more students leave school because of financial barriers that make it impossible…
Supporters of the free college movement in the United States often cite countries that do not charge tuition to argue for the policy. However, some international examples illustrate that free-college policies entail unintended consequences. This report from the American Enterprise Institute explores free-college experiences of Ireland.
The income-driven repayment (IDR) plan allows all federal student loan borrowers to limit payments to a small share of their incomes and provides loan forgiveness benefits. This report from the American Enterprise Institute says that instead of providing mass loan forgiveness, policymakers should strengthen IDR for vulnerable borrowers while reining in excessive benefits for borrowers…
Investing in a Comprehensive and Equitable Guarantee of College Affordability
Jan. 27, 2021
Arizona cannot afford to fall further behind in investing in the state’s talent, workforce, or people, states this report from Demos. The study explores the idea of debt-free college as a way to help all Arizona families realize their potential.
Financial aid offers can be confusing for students and families alike. New America set out to change that experience by working with students and parents to develop an improved financial aid offer prototype. This report offers details on the process and three prototypes for reform.
This brief from the Urban Institute highlights potential changes a new administration and Congress might make to the federal student loan system, focusing on repayment plans, loan limits, public service loan forgiveness, and relief for current borrowers.
While funding cuts are often necessary during economic downturns, reducing state investments in higher education will hamper recovery. If cuts are inevitable, a one-size-fits-all approach will undermine states’ ability to meet future talent needs and ensure equitable opportunity. State leaders should evaluate funding decisions based on their impact on low-income students and students of color,…
Who We Are
Lumina Foundation is an independent, private foundation in Indianapolis that is committed to making opportunities for learning beyond high school available to all. We envision a system that is easy to navigate, delivers fair results, and meets the nation’s need for talent through a broad range of credentials. Our goal is to prepare people for informed citizenship and for success in a global economy.