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Improving College Access Through Financial Aid Transparency and FAFSA Simplification

May 4, 2023
Each year, high school seniors fill out the Free Application for Federal Student Aid (FAFSA) to determine their eligibility for student financial aid to pay for college. However, not all students do, and those most likely to benefit from federal aid are also less likely to apply for it. In 2016, 63 percent of college-intending…

Borrowing During a Time of Crisis

Aug. 31, 2022
Although a great deal of attention is paid to student debt, colleges and universities have increased their institutional debt substantially over the past several decades. Institutions primarily borrow these funds for capital investments on campus. This may include building new labs and educational facilities, sports arenas, or dormitories. The array of projects reflects the variation…
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Protecting Borrowers and Advancing Equity

May 16, 2022
As the country waits to see what the Biden administration will do regarding student loan forgiveness, the National Association of Student Financial Aid Administrators offers its own ideas in this report.The report outlines 30-plus policy suggestions. Among them: strengthen and simplify income-driven repayment programs so they protect borrowers and allow them to repay in accessible,…
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College Confidence

Feb. 18, 2022
This report explores high school families’ understanding of college financing. Specifically, the study documents what college-bound students and parents know about financial aid, the FAFSA, scholarships, and student loans. The report also explores perceptions of college costs, exposes common misconceptions, and gauges how financially prepared high school families are for college.

How the Pandemic Could Affect the Rise in Student Debt

Dec. 21, 2021
Spikes in borrowing from the federal government during or closely following recessions in the past three decades have played a key role in the country’s growing federal student loan debt. The economic crisis spawned by the COVID-19 pandemic may leave a different legacy, however. This report from The Pew Charitable Trusts explores trends in enrollment,…

Student Loan Borrowers With Default History Foresee Difficulties When Repayment Resumes

Dec. 6, 2021
With payments on federal student loans set to resume in May 2022 after a COVID-19-related pause, findings from a new survey by The Pew Charitable Trust indicate that the restart could be especially hard for one group of vulnerable borrowers: those who previously experienced default but had exited it before the start of the pause.