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College Affordability
A Broken “Promise”?

How College Promise Programs Can Impact High-Achieving, Middle-Income Students

April 14, 2020
Community college promise programs have broad political appeal because they satisfy concerns related to both equity and cost: They target financial benefits at disadvantaged students and offer relatively low program costs. This report from Third Way and the Community College Research Center looks at the unintended consequences of college promise programs for the economic mobility…
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College Affordability
Leveling Up for Student Financial Success

Student Sentiment Regarding Financial Decisions in Higher Education

March 9, 2020
As college tuition and student debt continue to rise, more and more people are faced with the mounting stress that comes with it. Too often students feel as though their only option is to drop out of school, leaving them with debt but no degree. But what are the trends behind this crisis? What are…
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College Affordability
Democrats Overwhelmingly Favor Free College Tuition

While Republicans Are Divided by Age, Education

Feb. 21, 2020
Among all U.S. adults, 63% favor making tuition at public colleges free, including 37% who strongly favor the proposal. Slightly more than a third oppose tuition-free college (36%), with 21% strongly opposed, according to a Pew Research Center conducted in January.
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College Affordability
Income-Driven Repayment Plans for Student Loans

Budgetary Costs and Policy Options

Feb. 12, 2020
As of 2017, approximately half of student debt is being repaid through income-driven plans, according to this report from the Congressional Budget Office. The report examines the budgetary costs and policy options of income-driven student loan repayment plans, which tie the amount of payments to a borrower’s income and allow for forgiveness after 20 to…
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College Affordability
Crisis Point

How Enrollment Management and the Merit-Aid Arms Race Are Derailing Public Higher Education

Feb. 10, 2020
For many years, public colleges and universities, with the help of the federal government and states, have provided a low-cost higher education to students in their home states. By keeping their prices low, these schools offered students from low-income and moderate-income families a gateway to the middle class. The more public universities engage in these…
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College Affordability
PLUS Borrowing in Texas

Repayment Expectations, Experience, and Hindsight by Minority-Serving Institution Status

Jan. 22, 2020
Out of nearly 60,000 Parent PLUS borrowers, approximately eight percent defaulted on their loans in the first seven years of repayment. Parents whose children attended MSIs had somewhat worse repayment outcomes compared to parents whose children did not attend MSIs. MSI parents were more likely to experience delinquency and default, use deferments and forbearances, and…
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College Affordability
Graduate School Debt

Ideas for Reducing the $37 Billion in Annual Student Loans That No One Is Talking About

Jan. 10, 2020
Student loan debt for graduate students is on the rise, and Black students are the hardest hit, suggests this report from the Center for American Progress. The study, which examines the $37 billion in student debt that U.S. graduate students accrue each year, proposes several policy solutions to address the inequities. This includes creating price…
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College Affordability
About a Quarter of U.S. Adults Consider Higher Ed Affordable
Jan. 7, 2020
Results from a new Gallup poll show that most U.S. adults—60 percent—believe education beyond high school is available to anyone in the country who needs it. Meanwhile, the report says that about one in four adults (27 percent) say education beyond high school is affordable.
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College Affordability
The Surprising Role of High-Income Families in Student Debt Trends

Examining Undergraduate Borrowing by Income, 1995–96 to 2015–16

Dec. 4, 2019
Some of the biggest and most consistent changes in student borrowing patterns over the past two decades have occurred among students from higher-income according to a report from the American Enterprise Institute. The study says the share of low-income students earning bachelor’s degrees with debt has been remarkably consistent (75 percent) for 20 years, while…
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College Affordability
Cut Too Deep?

Tuition Discounting at a Crossroads

Sept. 23, 2019
For years, college administrators and board members have closely monitored tuition discount rates at their institutions. But they haven't always been comfortable with high and often-rising discount rates. Nor have they always had easy access to important context explaining why colleges and universities discount the way they do.
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